Via Capitale Accès - Michel Piché
Discount for FADOQ members
Moving is like jogging: it’s tiring, but feels really good after you’ve done it! Here’s some practical advice to help you prepare and save yourself a lot of stress.
Whether you’re thinking of hiring a professional mover or having friends and family help, making sure you’re adequately insured gives you peace of mind.
They can update your file and check if you have all the coverage you need. Besides the basics, like your new address, your representative will take down all the relevant information about your new home. Be sure to let them know if:
Will you be bringing some of your things to your new home before you move in? You’ll be glad to know the property you’re moving to your new home and items still at your old address will be covered for 30 days1.
Are you planning to hire a moving company? Choose carefully. Ask them for references as well as a copy of their insurance policy to find out if they have coverage that protects your property.
Friends helping you move? Depending on what’s included in your home insurance policy, your property in transit is covered. For example, if you have a home cinema that’s damaged during the move, “All Risks” would cover it, while “Named Perils” would not.
Are you storing some of your property? Your home insurance policy covers your stored personal belongings against theft for 30 days1 and you can extend that period if needed.
And there you go! The big move is behind you and you’re settling into your new place. Want more reassurance? Good Record Protection for home insurance from Intact Insurance2 is the perfect solution for your new house, condo or rental unit. Find out if you’re eligible. This protection guarantees that your home insurance premium won’t go up as a result of your first claim in any five-year period.
1 Reference: infoinsurance
2 Certain conditions, limitations and exclusions apply.
Certain conditions, limitations and exclusions apply. This document is for informational purposes only. Your insurance contract prevails at all times; please consult it for a complete description of coverage and exclusions.