Discounts

Get a personalized premium based on how you drive

Download the Intact Insurance app on your smartphone and activate my Drive so that your insurance premium will be personalized based on three main factors: speed, focus and smoothness.

If you’re a new Intact Insurance customer, you could benefit from a 10% discount as soon as my Drive is activated.

As a member of Réseau FADOQ, you have access to several discounts and benefits in auto and home insurance.

In addition, by combining your home and auto policies, you could save up to 15% on your home insurance.

Learn more!

Certain conditions, limitations and exclusions apply. These offers are subject to change without notice. Please see [intact.ca] for details.

Get a quote

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See all the car and home insurance discounts and advantages available to Réseau FADOQ members!

Car Insurance

• 5% discount
• Reduced deductible by up to $300 for collision or upset (1^st claim in 3 years)
• Up to a $100 reduction in the deductible for claims such as glass breakage, fire, theft or vandalism, on a first claim in 3 years
• No deductible for hit-and-run damage or total loss
• $50,000 coverage in case of death or dismemberment resulting from a motor vehicle accident

Plus, you may qualify for:

• Good Driving Record Protection – your guarantee that your premium will not increase as a result of one or even two at-fault accidents in a 5-year period
• Low-cost Roadside Assistance

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Home Insurance

• 5% discount off your home insurance premium
• Claim payment based on the cost of repair or replacement with no deduction for depreciation, even if you decide not to rebuild your home
• Reduced deductible by up to $300
• Free home assistance service after a hospital stay of more than 48 hours (emergency housekeeping, nursing care)

Plus, you may qualify for:

• Good Record Protection – your guarantee that your premium will not increase as a result of one claim
• Legal fee insurance and a telephone legal assistance service

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Combine and Save on Your Insurance!

Bundle your car and home with Intact Insurance and get the benefits of Synchro Insurance. Members of the Réseau FADOQ who choose Synchro Insurance receive the following exclusive extras, at no additional cost.

• S.O.S. Identity® protection, covering expenses up to $25,000 in case of identity theft
• Replacement cost coverage on personal property, with no obligation to replace each item

Plus, Synchro Insurance opens the door to even more benefits:

• Save up to 15% on your home insurance
• You pay only one deductible if a claim involves both your home and auto policies
• Up to $1,000 to replace locks if your car keys or house keys are stolen
• Up to $60,000 for damage to rented or borrowed vehicles (valuable protection when you rent a vehicle in Canada or the United States)
• Up to $75 a day (maximum $2,250) to rent a vehicle and up to $1,125 for additional expenses when you cannot use your vehicle because of a covered loss

See the flyer for this program

Your Insurance representative – your best source for information and advice!

Find a Insurance representative

Certain conditions, limitations and exclusions apply to all offers. Offers are subject to change without notice. This document is for information purposes only. Your insurance contract prevails at all times. Please consult it for a complete description of coverage and exclusions. To take advantage of these benefits, you must have a valid FADOQ membership card. © 2023 Intact Insurance Company. All rights reserved.

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