You have a choice of two cards! The regular blue card or the FADOQ GOLD privilege Visa.*
FADOQ GOLD privilege Visa:
- Two cards in one—your Visa is also your FADOQ membership card and gives you access to all the benefits of Réseau FADOQ membership.
- Automatic renewal of your FADOQ membership on your renewal date with a $5 discount for multiple members and refund of membership fees if you spend an average of $500 per month or $6,000 per year.1
- Get discounts at Réseau FADOQ partners with your FADOQ GOLD privilege Visa.
A GOLD Visa card with exceptional benefits:
- Free roadside assistance 2
- Free collision and damage insurance for rental vehicles3
- Generous rewards program with gift cards and travel discounts
Go to the FAQ
Conditions: Only FADOQ members may apply. 24-month FADOQ cardholders: You can only apply for the FADOQ GOLD privilege Visa if your FADOQ membership card expires in 12 months or less.
* Trademark of Visa International Service Association and used under licence.
Some conditions apply. Subject to credit approval by Laurentian Bank. The FADOQ GOLD privilege Visa is available to members of Réseau FADOQ. No monthly or annual fees. As of June 30, 2014, interest rates for the FADOQ GOLD privilege Visa are 19.99% on purchases and 21.99% on transfers and cash advances.
1 The regular Réseau FADOQ membership fee is $30 per year. With the FADOQ GOLD privilege Visa, the annual fee is reduced to $25 and is billed on the member’s Réseau FADOQ renewal date. The Bank will reimburse the $25 annual membership fee in the form of $25 cash back if a minimum monthly average of $500 or annual average of $6,000 is charged to the account for a minimum of 30 days. The FADOQ GOLD privilege Visa is only available to current FADOQ members, so the discount cannot apply to the first-time membership fee. Cash advances, fees (including annual and monthly fees, NSF cheque fees, etc.), Visa cheque transactions, transfers, and ATM transactions are not considered eligible purchases for the cash back rebate. In the event of Réseau FADOQ membership cancellation, the FADOQ GOLD privilege Visa will be cancelled or transferred to another Laurentian Bank Visa.
3 Maximum of 48 consecutive days. All insurance plans are subject to the conditions set out in insurance certificates sent to new clients.