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Safely enjoy your pool or hot tub

You’ve decided to get a pool and have some summer fun? Great idea! But before you kick back and relax, it’s important to make certain updates to your home insurance policy.

With the swimming pool endorsement, it’s all cool!

For an above ground pool or spa (hot tub), a specific endorsement is added to your policy, covering the following in addition to the pool or hot tub:

• pool maintenance and heating equipment;
• platform or deck providing access to your pool or tub;
• labour costs for replacements or repairs.

And what if you chose an in-ground pool? The additional in-ground pool coverage includes not only the pool, but also any pool equipment.

A few safety tips before you dive in!

• Make sure your installations meet the current standards (fence with automatic self-closing and self-latching system, steps or ladder, etc.), as specified on the Légis Québec site or in your municipal bylaws. The Residential Pool Safety Regulation Guide (in French only) can also help you stay informed.
• Keep a buoy and lifejackets within reach of swimmers.
• Make sure the pool is supervised when in use and install an immersion sensor to protect young children.

Your insurance advisor is there to help!

Even when all water safety rules are followed, accidents can still happen. In such cases, you’ll be glad to have civil liability insurance to protect you in the event of a lawsuit. Talk to your insurance representative to learn more.

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Certain conditions, limitations, and exclusions apply. Your insurance policy always takes precedence—please refer to it for a complete description of coverages and exclusions.

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